Home CMAP National Credit Congress TERESITA J. HERBOSA

TERESITA J. HERBOSA

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Raising the Bar, Breaking Boundaries:
For Better Business Environment

Warmest greetings to all the members of the Credit Management Association of the Philippines (CMAP) for the celebration of the Credit Consciousness Week and the conduct of their 37th CMAP National Credit Congress.

Credit management is vital to the development of our economy and credit information exchange ensures the sustainability of cash flow in the business environment. Credit management is one of the keys to credit consciousness, i.e. the knowledge of the risks and rewards of credit availment or non-availment.

I commend the CMAP for choosing a timely theme for there is a need to propagate financial education in general and credit management in particular due to the proliferation of various investment schemes and lending activities. The credit managers must raise the bar by meeting the international best standards. They must also cross the boundaries set forth by the financial jargon by educating the masses and contributing to their financial consciousness.

May CMAP continue the exchange of credit information and financial education. May it strive to further promote effective and efficient credit management. Congratulations to CMAP for having another fruitful year.

TERESITA J. HERBOSA
Chairperson Securities and Exchange Commission Philippines
April 24, 2018

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